Free Application for Federal Student Aid: 8 Essential Facts

The Free Application for Federal Student Aid form, commonly referred to as FAFSA is a form that will determine the eligibility of students who seek financial aid for college.

In order to apply for FAFSA you should visit the U.S. Department of Education’s website, or contact them by phone.





It is recommended to apply early as many of the government grants are awarded on a first come, first served basis.

There are certain criteria that need to be met in order to receive financial aid. Some of the criteria include maintaining good grades at school, and if you are a male you must also be registered with the United States Selective Service.

You should also remember to apply for your FAFSA on an annual basis. You can apply if you are a current or prospective college student.

To help you better understand the FAFSA process and make your application process a little easier, see the following infographic which lists 8 essential facts about FAFSA.

 

fafsa-infographic-final

Infographic courtesy of www.personalincome.org

Problems Faced By Peer to Peer Lenders, and How to Avoid Them

Cathy Habas

Peer to peer lending is a trend still gaining momentum. The Average Joe has probably never heard of it before and might be a bit skeptical about its promise as an investment method. While there is much to be said in favor of peer to peer lending, there are also some legitimate concerns that stop […]

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Peer-to-Peer Lending for Bad Credit: Is It Available?

Peer-to-Peer Lending for Bad Credit

If you are seeking peer-to-peer lending for bad credit you may or may not be happy with the information I'm going to share with you. Why? Because, it really depends on what you view as bad credit. What a bank sees as bad credit may not be what a peer-to-peer loan company considers to be poor […]

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How To Get an Unsecured Home Improvement Loan - Without Equity

Unsecured Home Improvement Loan

Do you want to know how to get an unsecured home improvement loan without worrying about backing the loan with home equity? If so, you will find out exactly how to do so. There are more options now than ever. Many people have already burned through their savings or have suffered from their home equity dropping during […]

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How Losing 20K In The Stock Market Made Me a Smart Investor

lose money in stock investments

Author: Nathaniel Berman, Co-Founder and Editor-in-Chief of BC Media Group and all its properties, contributor to SheBudgets.com   When most people start off investing they, like many others, think they’re going to rich beyond their wildest dreams. Just like those commercials about no money down real estate and how you can make a ton of money in […]

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LendingRobot Extends Reach into SMB Marketplace Lending, Adds Funding Circle to its Platform

funding circle reviews

Investors can now use LendingRobot’s automated investing technology to invest on Funding Circle’s small business loan marketplace   There's big news coming out of the financial technology world. We've recently come to learn that Funding Circle is partnering with LendingRobot in order to allow peer-to-peer loan investors to set automated investment strategies on Funding Circle's small business loan marketplace. […]

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42 Lending Club States Now Open For Investors

lending club states

Is Lending Club available in my state? As Lending Club reviews their customer service questions they've stated this is one of the most frequently asked questions from those thinking of borrowing or investing through their peer-to-peer lending platform. Well, investors concerned about Lending Club states are getting even more good news and we'll tell you about […]

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FundBox Reveals That 64% Of Small Businesses Wait Beyond Net Terms For Payments

Fundbox reviews

  Data Analysis of 20 Million Invoices Shows $26 Billion in Late Payments, Worst Corporate Offenders and Best/Worst States for Timely Payments   SAN FRANCISCO, CA (November 19, 2015) – Fundbox, the leading cash flow optimization platform for small businesses (SMBs), today released data findings on invoice payments from its platform. Based on data entered […]

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3 Best Lenders For Unsecured Debt Consolidation Loans

Unsecured Debt Consolidation Loans

Let's get this straight right now, you can't borrow your way out of debt. But unsecured debt consolidation loans can put you in financial position to make the most of the incoming money you have right now. To illustrate our point, imagine that you're sitting in a small sinking boat. Plugging the holes in that boat won't get […]

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How To Improve CIBIL Score In 4 Steps

cibil score - credit score

CIBIL score is a credit record that tracks the worthiness of an applicant with regards to loan application. In general, a CIBIL score in excess of 850 is regarded as excellent, 750+ is good, a CIBIL score in the range of 600 to 700 is considered average and anything less than 400 is regarded as […]

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7 Reasons Banks Not Lending to Small Businesses

banks not lending to small business

Nobody likes to be rejected. Whether it’s a “no” from a job you interviewed for, the person you're in love with or the bank, it hurts. And if you’re a startup or small business owner, you may be very familiar with the sting of "no" from banks not lending to small business applicants. Of the small businesses […]

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4 Guidelines on How To Get a Loan With No Credit

how to get a loan with no credit

It's totally frustrating trying to figure out how to get a loan with no credit. It feels like everybody else was BORN with credit and you somehow got left off the list. Many lenders don't want to be your first loan and the great rates offered by peer-to-peer lending sites aren't yet in your reach because […]

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P2P Lending Offers Debt Consolidation Loans for Non-Homeowners

debt consolidation loans for non-homeowners

  Here's the situation: You need to consolidate debt in a MAJOR way, paying out too much interest is killing your financial flexibility and future. You know that consolidating your debt could free up money to pay off bills months and even years ahead of time and even allow you to invest in your future instead of […]

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Apply for Small Business Loan Online From Prosper or LendingClub?

Apply for Small Business Loan Online

With so many startups and small businesses springing up, it's no wonder why there's a sudden boom of entrepreneurs who apply for small business loans online with the "Big 2" U.S. peer-to-peer lending sites. Both of these p2p lenders offer unique advantages as well as shortcomings that you definitely need to know in order to […]

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Lending Club as an Adwords Credit Card Alternative?

adwords credit card - lending club peer-to-peer loans

For many online marketers and advertisers being able to advertise through the Google AdWords platform means thousands upon thousands of dollars in profit and extreme business growth. But as the old saying goes, "It takes money to make money". That's the reason there has been a positive response to Lending Club's business loan offer of […]

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Manage Your Lending Club Accounts Directly from LendingRobot

If you invest in peer-to-peer loans through one of the two major U.S. p2p lending companies, you probably already know about LendingRobot. If you don't know about this company yet, you probably should. LendingRobot fully automates investing in thousands of small loans on Lending Club and Prosper Marketplace in order to help retail investors get access to […]

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Credible Positioned To Help Make Student Loan Refinancing Easier

credible.com loans student refinancing

The numbers are staggering. Unfortunately the numbers we're referring to are the figures associated with the massive amount of student loan debt that Americans are burdened with. According to the Federal Reserve, outstanding student debt in the U.S. surpasses $1.3 trillion. Nearly 40 million U.S. citizens are carrying this debt, a debt toll so high that […]

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Small Business Lending Index Shows Alternative Lenders Dominate Market

small business loans from biz2credit

If you are looking for small business loans, alternative lenders should be one of the first options you turn to. Why? Simple. Small business loan approval rates through institutional investors and alternative lenders remained higher than any other category in July 2015, according to the Biz2Credit Small Business Lending Index, the monthly analysis of 1,000 loan […]

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Growth Of LendKey Ushers In Student Loan Consolidation Opportunities

student loan consolidation

If you are keen of financial technology you have likely heard of LendKey. If you have not, you may be missing a great opportunity to receive student loan consolidation and so much more. LendKey is an innovative online lending platform that connects borrowers with local banks and credit unions. The Lending Mag recently had the […]

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Bank Overdraft Policy Reform Is Overdue

bank overdraft fees

- Authored by Miron Lulic of LoanNow.com. Quickly - what lending product can charge 10x the average payday loan APR, yet makes up a 4x larger market? Give up? Bank overdraft fees.   That’s right. Nearly five years after federal rules designed to protect consumers went into effect, banks are still raking in the fees. […]

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