The Importance of Political Risk as a Driver of the Foreign Exchange

From a theoretical perspective, the notion of risk is as detrimental as it is inevitable for investors. The same principle cannot be applied in reality, however, as the diverse nature of the financial market means that there are several derivatives that are actively driven by social and political risk. Take currency, for example, which is […]

Problems Faced By Peer to Peer Lenders, and How to Avoid Them

Peer to peer lending is a trend still gaining momentum. The Average Joe has probably never heard of it before and might be a bit skeptical about its promise as an investment method. While there is much to be said in favor of peer to peer lending, there are also some legitimate concerns that stop […]

How Losing 20K In The Stock Market Made Me a Smart Investor

When most people start off investing they, like many others, think they’re going to rich beyond their wildest dreams just like the elite stick traders and investors. Just like those commercials about no money down real estate and how you can make a ton of money in a short period of time, we’re mentally trained […]

LendingRobot Extends Reach into SMB Marketplace Lending, Adds Funding Circle to its Platform

Investors can now use LendingRobot’s automated investing technology to invest on Funding Circle’s small business loan marketplace   There's big news coming out of the financial technology world. We've recently come to learn that Funding Circle is partnering with LendingRobot in order to allow peer-to-peer loan investors to set automated investment strategies on Funding Circle's small business loan marketplace. […]

P2P Lending Market Growth By The Numbers 2015

Ever since the financial crisis in the U.S. happened, potential borrowers have been desperately trying to find better access to credit and at lower interest rates, in the meantime, retail investors have been seeking ways to grow their money more efficiently and receive higher returns on their investments. Banking institutions, who've been saddled with regulatory burdens, haven't been able […]

Lending Club Stock Goes Up as interest in P2P Lending Increases

From www.inc.com - Everyone wants in the Club. Shares of Lending Club stock advanced 4 percent Wednesday after the company reported better-than-expected results and raised its full-year outlook as more people discover peer-to-peer lending as a cheaper alternative to a traditional bank. It's a positive bit of good news for a company whose the stock […]

Derivatives Trading & Peer-to-Peer Lending Is Inevitable

From www.bloomberg.com on derivatives trading - It began with a seemingly wacky idea to reinvent banking as we know it. But no one is scoffing at peer-to-peer lending anymore -- least of all, Wall Street. Barely a decade old, “P2P” has gone mainstream and is now being co-opted by some of the big financial players it […]

Stock Market VS Peer-to-Peer Lending Investments

To buy stock, or not to buy stock.... That is the question. I think William Shakespeare...... Probably has nothing to do with that quote. Anyway. It's not always easy to find out which investment opportunities are the best. Which ones fit your personality-type and financial situation the best. But it will help if you know […]

LendIt USA Conference 2015 Video

The Lendit USA conference was a huge success, boasting over 2000 attendees. The video below has over 4 hours of eye-opening interviews that highlight the bright future of P2P lending in the U.S. and abroad. There were a ton of featured speakers from various Peer-to-Peer lending platforms, including: Renaud Laplanche (Founder & CEO of LendingClub), […]

Expert Panel of Peer-to-Peer Lending Pros Reveal Best 3 Investing Tips

From www.TheLendingMag.com - Think you need to know everything about peer-to-peer lending in order to invest successfully and earn great returns? You don't. THIRTY peer-to-peer lending experts share their best 3 investing tips in this special edition article below. You will learn from the best minds in the finance and P2P industry about the actions they see as absolutely critical for successful investments. P2P lending […]

Bankers Create MyBestEgg.com To Compete In Booming Alternate Lending Market

From www.bloomberg.com - (Bloomberg) -- It took LendingClub Corp. five years to arrange $200 million of consumer loans in a quarter. A group of former Barclays Plc bankers just reached the milestone in 10 months. Marlette Funding LLC, started by ex-employees from a Barclays credit-card unit, said in a statement that it arranged more than […]

Comparing Peer-To-Peer Lending Companies - OnDeck Capital VS Lending Club

From www.valuewalk.com - Ondeck Capital and Lending Club offer online alternative to traditional bank lending, but the business models of the alternative lenders are substantially different, according to the analysts. Palmer and Bologna said Lending Club does not take credit risk while OnDeck Capital takes risk—the most obvious difference between the two alternative lenders. Avant […]

Learn To Filter Through Peer-to-Peer Loans For Higher Returns

From www.lendingmemo.com - This is the essence of filtering peer to peer loans. We filter by (1) examining the historical loan data for credit variables that perform above average, and (2) invest in notes that match that criteria. Furthermore, we don’t even have to do all the grunt work of compiling all the historical loan […]

How I Made $9,072 in Interest With Prosper Lending

From www.peerloansonline.com - I can still remember when I discovered Prosper and Peer to Peer lending. Sitting at my in-laws house, I was looking through “Money” magazine and saw the caption, “Make 15% interest by becoming your own bank.” Having unsuccessfully dabbled in the stock market where I was certain that Satellite Radio was going […]

P2P Lending Is a Win-Win For Both Borrowers & Investing Lendors

From www.patchofland.com - The popularity of P2P lending quickly spread once people began to realize the advantages it has over traditional hard money lenders. One of the advantages for borrowers is having direct access to a large pool of capital without having to go through an institutional investor, or find a private source of funding. […]

Real Estate Investors Dispute Who Really Is a "Private Lender"

From www.biggerpockets.com - Original opinion posted by David C. to the moderator at bigpockets.com: I don’t see the deception in calling a hard money lender a private lender, private lender would actually be more accurate thus less deceptive, in my view, because it IS private money. I know private lenders that do everything legally, they […]

Private Money & Hard Money Loans Aren't The Same - Here's Why...

From www.creonline.com - Hard money lenders, despite their non-traditional status, are still organized money lenders and are usually in some way licensed to loan money. Private lenders are just what their name suggests--private. They could be a friend, family member, business associate, or maybe just a professional referral. In any case, their role as a […]

In 2014 Europe & UK Alternative Lenders Did 109% More Deals

From www.bobsguide.com - There is a growing recognition in lending that one size simply does not fit all. The outlook for alternative lenders is strong for 2015, based on significant capital raised this year. Other factors such as changing investor appetite in a low-yield environment and the improving economic activity in the UK and US […]

5 Major Reasons Trust Deed Lending Is a Smart Investment

From www.debtcraft.com - Unlike other investments such as stocks, bonds, structured deposits, REITS or even investment linked insurance policies, trust deeds can be shaped and crafted to fit each investor’s specific investment yield risk parameters. While we know that most astute investors participate in a variety of investment types, we have witnessed that our most […]

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