Is P2P Lending Headed For Trouble Like The Mortgage Subprime Mortgage Crisis?

From www.bloomberg.com - There’s certainly some cause for concern. Consider these facts: P2P loan volume is poised to hit $77 billion this year, a 15-fold increase from just three years ago. Lending Club, the No. 1 player worldwide, is trading at a market value of about $7 billion even though it lost $33 million last […]

How To Become Known As The Go-To Private Lender In Your State

Tweaking your private lending marketing message and advertising can boost borrower interest by up to 135% for the average investor. Imagine this, you're walking down the street and notice a small crowd of people staring up at something. I'd bet my bottom dollar that before you know it, you’ll be looking up too. And so […]

Trust Deed Lending Investments Are Not Exactly Risk-Free

From www.nuwireinvestor.com - Investors must be sure to complete proper due diligence on potential trust deed investments before jumping in based on the promise of high returns. The borrower’s property secures the investment, so it is vital to thoroughly research the property’s market value and title status. Investors should request a Preliminary Title Report from […]

Real Estate Investors Dispute Who Really Is a "Private Lender"

From www.biggerpockets.com - Original opinion posted by David C. to the moderator at bigpockets.com: I don’t see the deception in calling a hard money lender a private lender, private lender would actually be more accurate thus less deceptive, in my view, because it IS private money. I know private lenders that do everything legally, they […]

Smart Mortgage Pros Pursue Alternative Lending To Close Loans

From www.scotsmanguide.com - Alternative lenders are radically different from banks. Most are privately funded and therefore have greater latitude to structure a loan that works for the client. Hard-money lending is quite different than conventional lending. A hard-money lender focuses heavily on the loan collateral as opposed to the borrower’s credit score, financial stability, debt ratio, […]

Private Money & Hard Money Loans Aren't The Same - Here's Why...

From www.creonline.com - Hard money lenders, despite their non-traditional status, are still organized money lenders and are usually in some way licensed to loan money. Private lenders are just what their name suggests--private. They could be a friend, family member, business associate, or maybe just a professional referral. In any case, their role as a […]

5 Major Reasons Trust Deed Lending Is a Smart Investment

From www.debtcraft.com - Unlike other investments such as stocks, bonds, structured deposits, REITS or even investment linked insurance policies, trust deeds can be shaped and crafted to fit each investor’s specific investment yield risk parameters. While we know that most astute investors participate in a variety of investment types, we have witnessed that our most […]