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How Credit Affects Home Loans

When it comes to getting a home loan, you want to be sure that you have the highest possible credit score that you can get. Credit scores have a major impact on your ability to get a home loan. Your credit history does not have to be perfect to get a home loan because homes […]

What to Consider When Applying for a Loan

Are you in a tough financial spot? Do you need funding right away? If so, you may begin looking into personal loan options. While this is a good way to get the funds that you need quickly, there are some things you need to consider first. Keep reading to learn what these considerations are. What […]

Can I get a Title Loan with a Pink Slip from Another State?

The short answer is yes. For some lenders, the process is simple and you just need to show proof of residency in the state the title is registered in. This could be a utility bill or even a subscription service that has your name on it. As long as the car title is under your […]

Pending Bill and No Money? Here's 4 Ways to Pay It Off Quickly

Sometimes finances can get a little tight, and when you have a pending bill and seemingly no way to pay it, you may have more options than you think. But when you find yourself struggling to be on time with any bill, you should first contact the billing company to see if you can get […]

Grand Canyon Advisors Discusses How To Budget In Retirement

Grand Canyon Advisors feel that you should be saving money and not giving everything you have to credit card companies. That's one of the main reasons they give financial advice to retirees who are worried about their financial future. Let's face it... Far too many retired citizens have anxiety about running out of money after […]

Golden State Partners Explains How To Properly Use Credit Cards When Traveling Abroad

Traveling out of the country is an adventure that can enrich your life: navigating through another country with a completely different language and experiencing another unique culture create unforgettable memories. However, when it comes to your management of finances while overseas you'll need to make some smart and practical steps in order to prevent your […]

Tips For Dealing With A Debt Collector

The dubious actions of debt collection companies have caused financial uncertainty amongst many of their clients, who are struggling with huge debts already. The Financial Ombudsman made a statement about how these companies have breached their legal boundaries and are wrongfully exploiting vulnerable people. Despite the shoddy practices that many debt collectors have adopted, it […]

Punch Associates Discusses The Reasons Why Paying Off Debt Can Negatively Impact Your Credit Score

Improving your credit score seems like it should be a straightforward endeavor. You utilize your credit properly, pay what you must on time, check to see that everything’s accurate, and eventually, you’ll be rewarded with a credit score that is agreeable to any lender. In many ways, raising your credit score is simple enough, but […]

The Right Way to Use a Credit Card

Credit cards, like most of life’s conveniences, can be tools or traps — depending upon how you choose to employ them. Remarkably, some people will actually pay more for an item with a credit card — even before you factor in the interest charges — than they would if they were paying cash. It’s as if […]

Ballast Associates Discusses Types of Debt You Can Consolidate AND How to Know if Debt Consolidation is the Right Choice For You

Many people are swimming in debt payments, often at high interest rates. As debt mounts, people get to the point where they fear they can no longer make all of their payments. Missed payments affect their credit score. For some, the answer is to consolidate their debts in one payment each month at a lower […]

Second City Advisors Discusses The Worst States to Have Credit Card Debt In

According to the findings of the USA Today, which were based on research conducted by the Federal Reserve, Americans owe a whopping $1.04 trillion in credit card debt as of March. While this is certainly no more than a glimpse of the overall national debt, it still places the U.S. on top of the list […]

Smart Ways To Defeat Credit Card Debt - Interstate Associates

Are you weighed down by lingering credit card bills? Get ready to learn smart and efficient strategies for zeroing out even a sky-high debt. You owe it to yourself. Let's be real... Credit card debt is one of the worst financial burdens that one can have. Fortunately, getting yourself out of credit card debt is […]

How To Salvage Your Credit Score After Bankruptcy |Graylock Advisors

Are you aware that over 500,000 U.S. citizens declare bankruptcy annually? Bankruptcy is one of the most damaging things that can happen to your credit rating. Mainly because a bankruptcy filing usually stays on your credit report for up to 7 or 10 years, there are different types of bankruptcy so it depends on which […]

The Ins and Outs of Cash-Out Refinancing

If you own some type of investment property, like residential rental property, you may want to consider what is known as cash-out refinancing. Through this article you are presented with a basic, essential overview of the ins and outs of cash-out refinancing. Cash-out refinancing can provide you with a number of financial and other benefits. […]

Guide to All Kinds of Loan and Choosing the One That's Right for You

Money is scarce, and you can never have enough of it. There are times when an opportunity can present itself, but it needs a lot of cash. You may raise some of the amount, but not all of it. Your next best option after that is to borrow the rest of the money. You could […]

The Lowdown On Debt Consolidation - Mountain Ridge

It’s no secret. Funding has been a rising issue for Americans over the last few years.  According to the Federal Reserve, the complete household debt in the United States has shot up to nearly $13 trillion as of 2018. It’s clear to see that U.S. consumer debt is out of control. the average American household […]

Personal Finances on a Silver Platter: Did You Know That Installment Loans Can Give Your Credit Score the Boost it Needs?

Most people don’t really WANT to take a loan out. It’s something you do because you have to, or because it’s the smart call at the time. The older you get, the more you’ll realise that life sometimes doesn’t stick to the plan. It goes off in all kinds of directions, good or bad, and […]

Getting Fast Results: 5 Essential Steps You Need to Take When Applying for a Credit Card

Applying for a credit card might be a difficult chore if it’s not something that you have done before. Still, it’s not so complicated if you reduce the process to a few steps and then be methodical about it. You can compare here if you want to see some different credit cards and interest rates, […]

How Does Being a Debtor Affect You?

While the growth of consumer debt in the UK has slowed down of late, it’s estimated that the average British household still owes more than £60,000 to creditors. In total, people in the UK owed a combined total of £1.6 trillion at the end of September 2018, with this figure having risen slightly over a […]

How to Get an Unsecured Auto Loan With Bad Credit

Car loans come in varied types, but there are two main ones: secure car loans and unsecured car loans. Unsecured car loans have lesser restrictions with the make and model of the car. You also have the option to ask for more money in covering the insurance, plus other costs during the loan process. All […]

Auto Loans - What is 'Buy Here Pay Here'?

What Is a Buy Here Pay Here Auto Dealership? Buy Here Pay Here auto dealers are different from traditional auto dealerships. Where traditional auto dealerships fund purchases through a finance company that lends money to the buyer based on their credit history and score, BHPH dealerships finance buyer purchases themselves. Since they want to sell […]

Peer to Peer Lending and Private Lending Info