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If You Apply For A Credit Card In Canada, Be Wary -- It Might Affect Your Credit Score


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There are several factors that a credit reporting agency takes into account when they calculate a consumer’s credit score. One of them is the number of times that someone has made an inquiry into a person’s credit score. Sounds like a catch-22, but it doesn’t have to be. Before you decide to sign up for […]

How Tradelines Improve Your Credit Score


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  Most of us aren’t familiar with what tradelines are or how they work. Essentially, tradelines are often credit cards designed to improve your credit score, although any credit line that appears on your credit report can be a tradeline. On the other end of the spectrum is credit repair, which is the process of […]

Peer to Peer Lending and Private Lending Info