Small Business Loans

Warren Lee November 8, 2017

Foolproof Strategies to Improve a Business Balance Sheet to Secure Finance

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The business balance sheet, according to Norm Brodsky, is the temperature of a business at a specific stage. For investors, this is one of the fundamental documents to scrutinize before deciding whether to throw in their lot with the business or not. The balance sheet tells us important little snippets such as whether the stock is […]

Warren Lee December 14, 2016

How to Avoid Small Business Loan Scams

There are many challenges to opening a small business, and one that can cause far-reaching problems is falling prey to a scam. From telemarketing scams to groups that promise investors but never deliver, there are many ways that today’s small business owners can be swindled. If you are trying to launch your company and need […]

Filed Under: Business Loans, Finance Basics Tagged With: Small Business Loans, Startups, Traditional Bank Loans

Warren Lee November 10, 2016

Negative Avant Loan Reviews -
[The Real Story]

If you're looking for Avant Loan reviews, you will get informed about the good and the bad right here. No stone will be left unturned. But first, let's get one simple answer out of the way... Many people ask "Is Avant Loans legit?" To answer simply, Yes. But more in-depth, here are the facts. As […]

Filed Under: Company Comparisons, Need a Loan, Student Loans Tagged With: Avant Loan Reviews, Avant Loans, Getting Approved For a Loan, Lending Rates, Refinance Student Loan Rates, Small Business Loans

Warren Lee September 26, 2016

Peer-to-Peer Lending for Bad Credit: Is It Available?

If you are seeking peer-to-peer lending for bad credit you may or may not be happy with the information I'm going to share with you. Why? Because, it really depends on what you view as bad credit. What a bank sees as bad credit may not be what a peer-to-peer loan company considers to be poor […]

Filed Under: Company Comparisons, Crowdfunding, Need a Loan, Peer to Peer Lending, U.S. Peer to Peer Lending Tagged With: Banking Startups, Borrowing Rates, Getting Approved For a Loan, Lending Rates, LendingClub, Peerform, Prosper, Risk Evaluation, Small Business Loans, Startups, Traditional Bank Loans

Warren Lee November 13, 2015

7 Reasons Banks Not Lending to Small Businesses

Nobody likes to be rejected. Whether it’s a “no” from a job you interviewed for, the person you're in love with or the bank, it hurts. And if you’re a startup or small business owner, you may be very familiar with the sting of "no" from banks not lending to small business applicants. Of the small businesses […]

Filed Under: Finance Basics, Need a Loan, Peer to Peer Lending, U.S. Peer to Peer Lending Tagged With: Borrowing Rates, Getting Approved For a Loan, Lending Rates, LendingClub, Prosper, Small Business Loans, Startups, Traditional Bank Loans

Warren Lee November 8, 2015

Lending Club as an Adwords Credit Card Alternative?

For many online marketers and advertisers being able to advertise through the Google AdWords platform means thousands upon thousands of dollars in profit and extreme business growth. But as the old saying goes, "It takes money to make money". That's the reason there has been a positive response to Lending Club's business loan offer of […]

Filed Under: Breaking News, Need a Loan, Peer to Peer Lending, U.S. Peer to Peer Lending Tagged With: Getting Approved For a Loan, Lending Rates, LendingClub, Prosper, Small Business Loans, Traditional Bank Loans

Warren Lee August 14, 2015

Small Business Lending Index Shows Alternative Lenders Dominate Market

If you are looking for small business loans, alternative lenders should be one of the first options you turn to. Why? Simple. Small business loan approval rates through institutional investors and alternative lenders remained higher than any other category in July 2015, according to the Biz2Credit Small Business Lending Index, the monthly analysis of 1,000 loan […]

Filed Under: Breaking News, Company Comparisons, Need a Loan, Peer to Peer Lending, U.S. Peer to Peer Lending Tagged With: Biz2Credit, Getting Approved For a Loan, Small Business Loans, Traditional Bank Loans, Unsecured Home Improvement Loan

Warren Lee August 11, 2015

Why Account Verification Technology Is a Must-Have for Lenders

The cash advance industry is growing fast! In fact, according to Dailyfunder.com in 2013 alone $3B was made in cash advances and I have seen reports that the industry is growing 25% year over year. If you ponder on it for a moment it makes sense! The economy is doing well, merchants are confident that short term […]

Filed Under: Company Comparisons, Peer to Peer Lending, Private Money Lenders, U.K. Peer to Peer Lending, U.S. Peer to Peer Lending, Video Tagged With: 3RDVista, Account Verification Technology, Investment Comparisons, LendingClub, LendingRobot, LoanConnect, Prosper, Return On Investment, Small Business Loans, Traditional Bank Loans

Warren Lee August 6, 2015

Bank Overdraft Policy Reform Is Overdue

- Authored by Miron Lulic Quickly - what lending product can charge 10x the average payday loan APR, yet makes up a 4x larger market? Give up? Bank overdraft fees. That’s right. Nearly five years after federal rules designed to protect consumers went into effect, banks are still raking in the fees. And while […]

Filed Under: Company Comparisons, Finance Basics, Need a Loan Tagged With: Borrowing Rates, Getting Approved For a Loan, Loan Now, LoanNow.com, Overdraft Fees, Payday Loans, Small Business Loans, Traditional Bank Loans

Warren Lee June 17, 2015

Peer-to-Peer Lending Sites Review - Full Disclosure

This peer-to-peer lending sites review is long overdue. Why? Well, it's simple. Now that the general public is coming to understand that there is a new financing option available in the form of peer-to-peer loans, the next question becomes "Who are the best peer-to-peer lending sites?" Well that is the question that The Lending Mag […]

Filed Under: Company Comparisons, Crowdfunding, Need a Loan, Peer to Peer Lending, U.S. Peer to Peer Lending, Uncategorized Tagged With: Borrowing Rates, Elective Surgery Loans, Fintech, Funding Circle, Getting Approved For a Loan, Lending Academy, Lending Rates, LendingClub, p2p lending sites review, peer to peer lending sites, Peter Renton, Prosper, Ron Suber, Small Business Loans, Student Loans, Zopa

Warren Lee June 11, 2015

What is Peer-to-Peer Lending: An Illustrated Explanation

If you're reading this article, it's probably because you're wondering, "What is peer-to-peer lending and how does it work?" Well, we're going to explain exactly what it is for you in an easy to understand way as well as provide a great infographic to help illustrate some of the major points. With traditional banks denying loans to small […]

Filed Under: Company Comparisons, Crowdfunding, Investment Comparisons, Investment Regulations, Investment Taxes, Need a Loan, Peer to Peer Lending, U.S. Peer to Peer Lending Tagged With: Borrowing Rates, Elective Surgery Loans, Funding Circle USA, Getting Approved For a Loan, Medical Loans, Real Estate, Return On Investment, Risk Evaluation, Small Business Loans, Stock Market, Student Loans, Traditional Bank Loans, What is Peer-to-Peer Lending

Warren Lee June 10, 2015

Unsecured Business Line of Credit Advantages & Options

Are you looking to grow your business? Well, it goes without saying that "it takes money to make money." That's one reason that an unsecured business line of credit is the secret weapon of many successful companies. Business capital is the lifeblood of successful ventures, businesses die without it. So to start, we'll explain what […]

Filed Under: Accounts Receivable Financing, Finance Basics, Need a Loan, Peer to Peer Lending, U.S. Peer to Peer Lending Tagged With: Borrowing Rates, Getting Approved For a Loan, Lending Rates, LendingClub, Prosper, Small Business Loans, Traditional Bank Loans, Unsecured Business Line of Credit

Warren Lee June 6, 2015

Why Peer-to-Peer Business Lending Is Ideal For Company Financing

Peer-to-peer business lending is becoming a disruptive force in the business financing sector. Companies in need of business capital are seeking out p2p lenders for loans more and more. And with success. Why are people and businesses in need of financing turning to the crowdfunding? InvestNextDoor, a Seattle-based crowdlending platform, put together the infographic you'll […]

Filed Under: Crowdfunding, Need a Loan, Peer to Peer Lending, U.S. Peer to Peer Lending Tagged With: Borrowing Rates, Entrepreneurs, Getting Approved For a Loan, Infographic, Lending Rates, Peer-to-peer business lending, Small Business Loans, Traditional Bank Loans

Warren Lee June 2, 2015

What's The Difference Between Peer-to-Peer Lending & Crowdfunding?

Are you an entrepreneur looking to start or grow your own business? If so, you may have heard many relatively new terms thrown around that come from the fintech world. All of a sudden peer-to-peer lending, crowdfunding and marketplace lending are being talked about as options for people that the banks aren't willing to loan […]

Filed Under: Business Loans, Crowdfunding, Investment Comparisons, Need a Loan, Peer to Peer Lending, U.S. Peer to Peer Lending Tagged With: Fintech, Getting Approved For a Loan, Small Business Loans

Warren Lee June 1, 2015

Goldman Sachs To Start Making Small Business Loans Online

From www.QZ.com - Goldman Sachs just hired a new partner to help bring it into the digital age. Harit Talwar, who recently left his post as head of card services at Discover after 15 years, will be leading a new effort for the bank to lend money to consumers and small businesses over the Internet. […]

Filed Under: Breaking News, Need a Loan Tagged With: Fintech, Getting Approved For a Loan, Goldman Sachs, Hedge Funds, Lending Rates, Small Business Loans, Traditional Bank Loans

Warren Lee May 25, 2015

Student Loan Refinancing Options Opening Up Because Of Fintech

From www.huffingtonpost.com - The rise of financial technology (fintech) companies is undeniable and student loan refinancing online is increasing. In 2014, Lending Club and OnDeck went public, and over 500 fintech startups attracted private financing. In the student loan refinancing market, there has been a rapid expansion of lenders participating in the market over the […]

Filed Under: Need a Loan, Peer to Peer Lending, U.S. Peer to Peer Lending Tagged With: Banking Startups, Entrepreneurs, Getting Approved For a Loan, Small Business Loans, Startups, Student Loans, Traditional Bank Loans

Warren Lee May 25, 2015

Do We Need Banks For Small Business Loans When Online Lenders Do Better?

From www.forbes.com - I just read two articles about microfinance that surprised me. One pointed out how convenient and competitive the online peer-to-peer lending sites had become. The second pointed out the low loss ratio at these lending sites. In essence, the article said that “loans at Kiva are repaid at a rate of 98.75 […]

Filed Under: Need a Loan, Peer to Peer Lending, U.S. Peer to Peer Lending Tagged With: Borrowing Rates, Getting Approved For a Loan, Prosper, Small Business Loans, Student Loans, Traditional Bank Loans

Warren Lee May 24, 2015

When Banks Make Getting a Small Business Loan Impossible Businesses Die

From www.outputmagazine.com - Four and a half years ago I launched a business that would fill a gap in the trade media and provide jobs to four under-30s who, otherwise, wouldn't have one. From a standing start we made a thin but credible profit in each of our first three years. Proudly, we turned to […]

Filed Under: Crowdfunding, Need a Loan, U.K. Peer to Peer Lending Tagged With: Barclays, Entrepreneurs, Funding Circle, Getting Approved For a Loan, Risk Evaluation, Small Business Loans, Traditional Bank Loans

Warren Lee May 24, 2015

New Lending Startups Use Instant Data Science To Judge Your Creditworthiness

From www.nytimes.com - When bankers of the future decide whether to make a loan, they may look to see if potential customers use only capital letters when filling out forms, or at the amount of time they spend online reading terms and conditions — and not so much at credit history. These signals about behavior […]

Filed Under: Company Comparisons, Need a Loan Tagged With: Affirm, Banking Startups, Earnest, Getting Approved For a Loan, Small Business Loans, Student Loans, Traditional Bank Loans, ZestFinance

Warren Lee May 23, 2015

Peer-to-Peer Business Lending: Prime Meridian Gets Into P2P Business Loans

From www.pmifunds.com - Prime Meridian Capital Management, specializing in online peer-to-peer lending, launched its new fund, Prime Meridian Small Business Lending Fund on 7/1/14, giving investors the opportunity to invest in the growing sector of peer-to-peer business lending. Prime Meridian’s Income Fund was one of the first P2P lending funds in the United States, with […]

Filed Under: Business Loans, Peer to Peer Lending, U.S. Peer to Peer Lending Tagged With: Business Loan Rates Today, Don Davis, Hedge Funds, Peer-to-peer business lending, Prime Meridian Small Business Lending, Small Business Loans, Student Loans

Warren Lee May 22, 2015

P2P Loan Startups Raised 15 Billion In 2014, Headed For More In 2015

From www.vator.tv - With two lending startups, Lending Club and OnDeck Capital, both going public last year, it seems kind of obvious that the space is starting to mature. Another sign is how much funding the category was able to rise in 2014. So much, in fact, that it was the most ever for the […]

Filed Under: Peer to Peer Lending, U.K. Peer to Peer Lending, U.S. Peer to Peer Lending Tagged With: Small Business Loans, Student Loans