How to Avoid Small Business Loan Scams

There are many challenges to opening a small business, and one that can cause far-reaching problems is falling prey to a scam. From telemarketing scams to groups that promise investors but never deliver, there are many ways that today’s small business owners can be swindled. If you are trying to launch your company and need […]

Peer-to-Peer Lending for Bad Credit: Is It Available?

If you are seeking peer-to-peer lending for bad credit you may or may not be happy with the information I'm going to share with you. Why? Because, it really depends on what you view as bad credit. What a bank sees as bad credit may not be what a peer-to-peer loan company considers to be poor […]

How To Get an Unsecured Home Improvement Loan - Without Equity

Do you want to know how to get an unsecured home improvement loan without worrying about backing the loan with home equity? If so, you will find out exactly how to do so. There are more options now than ever. Many people have already burned through their savings or have suffered from their home equity dropping during […]

4 Guidelines on How To Get a Loan With No Credit

It's totally frustrating trying to figure out how to get a loan with no credit. It feels like everybody else was BORN with credit and you somehow got left off the list. Many lenders don't want to be your first loan and the great rates offered by peer-to-peer lending sites aren't yet in your reach […]

P2P Lending Offers Debt Consolidation Loans for Non-Homeowners

Here's the situation: You need to consolidate debt in a MAJOR way, paying out too much interest is killing your financial flexibility and future. You know that consolidating your debt could free up money to pay off bills months, even years ahead of time and allow you to invest in your future instead of drowning in embarrassing debt. […]

3 Best Lenders For Unsecured Debt Consolidation Loans

Let's get this straight right now, you can't borrow your way out of debt. But unsecured debt consolidation loans can put you in financial position to make the most of the incoming money you have right now. To illustrate our point, imagine that you're sitting in a small sinking boat. Plugging the holes in that boat won't get […]

How To Improve CIBIL Score In 4 Steps

You're going to learn how to improve CIBIL score metrics in this article and it's important to do so for many financial reasons. Your CIBIL score is a credit record that tracks the worthiness of an applicant with regards to loan application. In general, a CIBIL score in excess of 850 is regarded as excellent, […]

7 Reasons Banks Not Lending to Small Businesses

Nobody likes to be rejected. Whether it’s a “no” from a job you interviewed for, the person you're in love with or the bank, it hurts. And if you’re a startup or small business owner, you may be very familiar with the sting of "no" from banks not lending to small business applicants. Of the small businesses […]

Lending Club as an Adwords Credit Card Alternative?

For many online marketers and advertisers being able to advertise through the Google AdWords platform means thousands upon thousands of dollars in profit and extreme business growth. But as the old saying goes, "It takes money to make money". That's the reason there has been a positive response to Lending Club's business loan offer of […]

Small Business Lending Index Shows Alternative Lenders Dominate Market

If you are looking for small business loans, alternative lenders should be one of the first options you turn to. Why? Simple. Small business loan approval rates through institutional investors and alternative lenders remained higher than any other category in July 2015, according to the Biz2Credit Small Business Lending Index, the monthly analysis of 1,000 loan […]

Bank Overdraft Policy Reform Is Overdue

- Authored by Miron Lulic  Quickly - what lending product can charge 10x the average payday loan APR, yet makes up a 4x larger market? Give up? Bank overdraft fees.   That’s right. Nearly five years after federal rules designed to protect consumers went into effect, banks are still raking in the fees. And while […]

P2P Lending Market Growth By The Numbers 2015

Ever since the financial crisis in the U.S. happened, potential borrowers have been desperately trying to find better access to credit and at lower interest rates, in the meantime, retail investors have been seeking ways to grow their money more efficiently and receive higher returns on their investments. Banking institutions, who've been saddled with regulatory burdens, haven't been able […]

What is Peer-to-Peer Lending: An Illustrated Explanation

If you're reading this article, it's probably because you're wondering, "What is peer-to-peer lending and how does it work?" Well, we're going to explain exactly what it is for you in an easy to understand way as well as provide a great infographic to help illustrate some of the major points. With traditional banks denying loans to small […]

Unsecured Business Line of Credit Advantages & Options

Are you looking to grow your business? Well, it goes without saying that "it takes money to make money." That's one reason that an unsecured business line of credit is the secret weapon of many successful companies. Business capital is the lifeblood of successful ventures, businesses die without it. So to start, we'll explain what […]

Why Peer-to-Peer Business Lending Is Ideal For Company Financing

Peer-to-peer business lending is becoming a disruptive force in the business financing sector. Companies in need of business capital are seeking out p2p lenders for loans more and more. And with success. Why are people and businesses in need of financing turning to the crowdfunding? InvestNextDoor, a Seattle-based crowdlending platform, put together the infographic you'll […]

Goldman Sachs To Start Making Small Business Loans Online

From www.QZ.com - Goldman Sachs just hired a new partner to help bring it into the digital age. Harit Talwar, who recently left his post as head of card services at Discover after 15 years, will be leading a new effort for the bank to lend money to consumers and small businesses over the Internet. […]

Student Loan Refinancing Options Opening Up Because Of Fintech

From www.huffingtonpost.com - The rise of financial technology (fintech) companies is undeniable and student loan refinancing online is increasing. In 2014, Lending Club and OnDeck went public, and over 500 fintech startups attracted private financing. In the student loan refinancing market, there has been a rapid expansion of lenders participating in the market over the […]

Do We Need Banks For Small Business Loans When Online Lenders Do Better?

From www.forbes.com - I just read two articles about microfinance that surprised me. One pointed out how convenient and competitive the online peer-to-peer lending sites had become. The second pointed out the low loss ratio at these lending sites. In essence, the article said that “loans at Kiva are repaid at a rate of 98.75 […]

When Banks Make Getting a Small Business Loan Impossible Businesses Die

From www.outputmagazine.com - Four and a half years ago I launched a business that would fill a gap in the trade media and provide jobs to four under-30s who, otherwise, wouldn't have one. From a standing start we made a thin but credible profit in each of our first three years. Proudly, we turned to […]

New Lending Startups Use Instant Data Science To Judge Your Creditworthiness

From www.nytimes.com - When bankers of the future decide whether to make a loan, they may look to see if potential customers use only capital letters when filling out forms, or at the amount of time they spend online reading terms and conditions — and not so much at credit history. These signals about behavior […]

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